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Loans > Secured Loans

A secured loan is one where you, the borrower offers an asset for example a car or a house as collateral for a loan. Secured loans are better than unsecured loans because they have a lower interest rates and most times have a more flexible payment option. Only the following would be considered as security for a loan:

  1. Residential House
  2. Vehicles
  3. Salary
  4. Life Insurance
  5. Piece of land
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