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Credit Cards > Personal Credit Cards

A credit card is a convenient and cash free method of making some of those unplanned purchases. Over the years they have become more popular and as such are widely accepted around the world for all manner of purchases.

Useful Tips

  • Always pay more than the minimum required balance, this way you will finish paying off the credit card sooner rather than later
  • Shop around for better deals. Some companies allow for 0% balance transfers while still offering a lower APR.
  • Do not use your credit card as your main line of spending. This usually leads to debt and a dependency on credit.
  • Keep up on your credit card payments, this helps to build up your credit scores and makes it easier for bank ...
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